As we approach the new year some big news was released that may help people purchase a more expensive property and save additional money during financing.Conforming conventional loan limits are being increased to $647,200 effective January 1, 2022. Although, we are able to provide benefits for higher loan limits available TODAY.The previous loan limit was […]
A realtor approached me the other day and was very distraught. When explaining why, she told me that one of her clients decided to have some home renovations done before selling their home. They spent nearly $20,000 replacing every window in their home and found out it did very little for their home value. This […]
The first thing a borrower needs to do when trying to improve their credit is to evaluate their current situation. We have to narrow down what is making the score drop or stay at a lower number. Once we can figure out what is making the credit low then we can strategically get that number […]
As my career in the mortgage industry has taken off I have been asked many great questions from borrowers. One that stands out the most is, "When should I get pre-approved?" The best answer is to get pre-approved right as you start to seriously look for a new home. The pre-approval can last up to […]